Shft Money

Get paid by clients abroad. Withdraw in rupees or taka.

A business account for freelancers and creators in Pakistan, Nepal, Bangladesh and Sri Lanka. Send a payment link, your client pays by card, and you withdraw to your own bank account at home.

Shft Money is not a bank. Payments, balances and payouts are provided by Whop and its financial partners.

Four countries first.

Whop pays out in your local currency, to a bank account in your name. A US dollar account at home won't receive the payout.

  • PakistanPKR

    HBL, Meezan Bank, UBL and Faysal Bank

    Whop's payout fee
    $0.20
    Usually arrives
    next business day
  • NepalNPR

    Nabil Bank, NIC Asia, Global IME, Himalayan Bank and 40 more

    Whop's payout fee
    $2.20
    Usually arrives
    next business day
  • BangladeshBDT

    BRAC Bank, Dutch-Bangla Bank, Eastern Bank, City Bank and 56 more

    Whop's payout fee
    $0.20
    Usually arrives
    next business day
  • Sri LankaLKR

    Commercial Bank, Bank of Ceylon, Hatton National Bank, Sampath Bank and 33 more

    Whop's payout fee
    $3.70
    Usually arrives
    2 business days

Whop's quotes for a standard payout to a local bank on 27 September 2026. Whop converts your dollars at its own exchange rate. The withdrawal screen shows the current fee and arrival date before you confirm.

Clients pay by card, in most countries.

Payment links and checkout

Sell a service, a template or a preset pack. Share a link or put checkout on your own site. Clients pay by card or one of 100+ payment methods Whop shows in their region.

Tips while you stream

While you're live, viewers tip and send challenges, and their message shows on screen. They can choose to add the fees on top.

InvoicesComing soon

Send an invoice a client can pay by card.

A Whop account in your name.

Your balance sits in a Whop account in your name. Whop and its financial partners hold the money, check your identity and send your payouts. We build the product on top, and we never see your identity documents or bank account numbers.

Withdraw to your own bank
Withdraw to a bank account in your name, in your local currency. Whop shows its fee and the arrival date before you confirm. Outside our four launch countries, Whop pays out in 187+ countries, and the methods depend on the country.
Bring your accountant
Invite an admin, a teammate or your accountant to see your payments. Only the owner can withdraw.
Books
Every payment, fee, refund and withdrawal in your account, in monthly books. Export them for Xero or QuickBooks, or as a CSV.
Verify on our site
Whop checks your identity in its secure frame on our pages, with your national ID card, passport, driving licence or residence permit, and a selfie. We never see your documents.
Whop card, where available
Eligible US businesses can spend their balance with Whop's own card. We don't issue a card of our own.

Every fee is on the receipt.

A $900 project paid by an international card, on the standard plan
Payment
$900.00
Card processing, Whop (5.2% + $0.40)
−$47.20
Shft Money fee, 3%
−$27.00
You keep
$825.80
Tips1%
Sales through links and checkout3%
WithdrawalsNo Shft Money fee

New accounts pay 0% for their first 15 days. The first 100 members pay 0% for 90 days instead.

Whop charges its own fees: card processing from 2.7% + $0.30 (more for international cards and currency conversion), and $0.20 to $3.70 a payout to a local bank in our four countries, at its exchange rate. Every one is shown before you confirm. See all fees.

Your next client can pay you by card.

Open an account