Shft Money

About Shft Money

People do paid work online for clients they will never meet. A logo for an agency in New York. Weekly edits for a channel in Toronto. A preset pack bought by a photographer in Dubai. The work crosses borders in a message. The payment often doesn't.

Where it's hard to take a card from a client abroad, freelancers lose the client at the payment step, or wait on a wire and hope the full amount arrives. We built Shft Money for that step.

Who we are

Shft Money is operated by AINA Technologies LLC, a Colorado limited liability company.

Company
AINA Technologies LLC
Formed in
Colorado, United States
Colorado entity ID
20261877839
Address
1500 N Grant St, Ste 45878, Denver, CO 80203, United States

Shft Money is not a bank. Payments, balances and payouts are provided by Whop and its financial partners.

What it does

Shft Money is a business account for money you earn online, built first for freelancers and creators in Pakistan, Nepal, Bangladesh and Sri Lanka. Clients pay by card through a payment link or checkout. Viewers tip while you stream. Your balance sits in a Whop account in your name, and you withdraw to your own bank account in your own currency.

Whop and its financial partners process the payments, hold your balance, check your identity and send your withdrawals. We build the account you use every day on top of it: payment links and checkout, tip alerts on your stream, team access, the fee breakdown on every payment, and books your accountant can export. How your money is held explains who does what.

What it isn't

Not a bank
Payments, balances and payouts are provided by Whop and its financial partners. Shft Money doesn't hold your money.
No account number
Shft Money doesn't issue a local bank account number or IBAN.
No card of its own
Eligible US-registered businesses can spend their balance with Whop's own card, under Whop's US card terms.
No payments to others
You can't transfer money from your balance to other people or businesses. Withdrawals go only to payout methods in your own name.
Prices in US dollars only
You set prices on links and checkout in US dollars.

How we work

We show the fee.
Every payment shows Whop's fee, our fee and what you keep. Before you withdraw, you see the fee and the timing.
Your money stays in your name.
Your balance sits in a Whop account you own. Withdrawals only go to payout methods in your name.
We label what isn't ready.
Invoices, Shft Pro and US company formation are coming soon. We say so every time we mention them.

Get in touch

Questions and feedback
support@shft.money
Privacy and your data
privacy@shft.money
Legal notices
legal@shft.money

Our terms and policies are on the Legal and trust page.

Your next client can pay you by card.

Open an account